IC22 LIFE INSURANCE UNDERWRITING EXAM – 06

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Que. 1 : Q1) Which of the following is not a challenge faced
due to customised underwriting?

   1.  a) The containment of risks of early
claims

   2.  b) Formulation of Underwriting
guidelines

   3.  c) Enhancement of Non Medical limits
sometimes leading to insuring bad lives at inadequate premium rates

   4.  d) Offering very high non medical limits
putting severe constraints on the risk control mechanisms

Que. 2 : Q2) What is Leukemia?

   1.  a) An infection of the white blood cells

   2.  b) A cancer of the white blood cells

   3.  c) A cancer of the red blood cells

   4.  d) None of the above

Que. 3 : Q3) The symptoms of heart failure include
__________.

   1.  a) fatigue

   2.  b) fluid accumulation

   3.  c) shortness of breath

   4.  d) All of the above are symptoms of
heart failure.

Que. 4 : Q4) Hypertension is called silent killer because

   1.  a) It comes without obvious symptoms

   2.  b) It is the Greek word for silent
killer

   3.  c) People with hypertension are
homicidal

   4.  d) None

Que. 5 : Q5) What organ in the ear first responds to
vibrations in the air?

   1.  a) semicircular canals

   2.  b) eardrum

   3.  c) cochlea

   4.  d) middle ear bones

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